If you are looking for an easy way to recharge your mobiles, pay your bills, transfer money to your friends and family or request money, finally, there is PhonePe that gives you an access to do all tasks using only one app. This application is easily available on Play Store for free. Unlike Paytm, freecharge and mobikwik, PhonePe works as a UPI application that I have explained below.
All you need to do is just top up your wallet using your UPI enabled bank account or debit card. This works on unified Payments Interface developed by National Payments Corporation of India and is powered by YES Bank. You can also withdraw you PhonePe balance to your bank account. It’s a multiple language app that makes the use of this service really easy.
But the most noteworthy thing is that you can make transactions very fast. Using this app is fully secured and safe. Blazing speed is an addition to the quality of the app. Mobile recharge, Datacard recharge, DTH recharge, landline and electricity bill payment, etc. everything on a single platform. So why should go for other payment modes when this application offers you to make your payments at a lightening speed.
PhonePe App Information
|Requires Android||4.1 and up|
|App APK Size||4.99 MB|
|Installs||5,000,000 - 10,000,000|
|Updated||December 16, 2016
|Available Offers||Max Cashback||User Type|
|Spend rs.1 and get rs.50 CB||Rs.50||New Users|
|20% CB on mobile recharge||Rs.40||All Users|
|100% CB on first transaction||Rs.100||All users|
Rs. 50 Cashback on Spend of Rs. 1
The validity of this offer is until 6th January 2017 but restricted to first 1 million successful transactions. As I mentioned this offer is only for new users or first-time users. After availing the offer, the cashback will be credit within 1 working day.
Before fetching this offer keep this small thing in the offer is applicable on your first successful transaction including money transfers, bill payments, and mobile recharges via UPI linked a bank account. So this is a happy news for all the new comers on this applications. Enjoy this offer before it slips away.
Grab 20% CB on mobile recharge
To get 20% cashback on your mobile recharge, make sure that the payment mode should be a credit card, debit card, wallet or UPI. Cashback will be credit in your PhonePe wallet within 24 hours. This offer is valid for all the operators available on PhonePe app. So I think you should check the application first.
The validity of this offer is from 29 December 2016 to 12 January 2017. No fix recharge amount is required for availing this offer, that means you enjoy this offer at any cost of recharge, isn’t it a good thing? The period is limited as I mentioned, so don’t for a good moment, just avail the offer now.
Get 100% CB on First Transaction
The validity of this offer is yet not confirmed as it is not announced by officials. So I am unable to provide you any information regarding this offer. But you can try luck. It would be appreciable if you inform me about this offer or any other offers. All I can say, just grab the golden opportunity till its working.
How to Redeem These Offers?
Okay, I will tell you step by step that how can you avail these offers. You can enjoy all these offers as well as all the upcoming offers by following these simple steps:
- First of all just download the application from Google Play Store in your device. After downloading the app, launch it. The first page will show you a short description about this app.
- After clicking on the next button, you will be narrated to the page where you will get to know about the mode of money transfer. Example: Person-to-Person Money Transfer Options.
- After pressing the next button, you will be redirected to the page where the working of the wallet is mentioned. I will explain this section briefly later.
- Then the application will ask you to verify your mobile number. Put your mobile number and other information. And sit back and relax until it gets done. It may take a moment.
- After the mobile number verification, on the next page, you have to fill other information like your e-mail ID and a 4 digit password. Accept the terms and conditions section, click on ‘Activate Account’.
- The app will ask you to create the Virtual Payment Address (VPA), this will be your unique ID on this app.
- After that just select the bank and enjoy. You are now done with the registration process. Now you have full access to this application.
What is PhonePe Wallet and How it Works?
Now you can save your money in PhonePe wallet and can this for later transactions. PhonePe wallet is fully secure and safe.
Working of Wallet
- Top up with Cashback and Refunds
- Top up using UPI and Debit card
- Withdraw wallet balance to you bank account
Person-to-Person Money Transfer offers
- Bank to bank transfer is allowed
- Wallet to wallet transfer is allowed
- No transfer from your bank account to other’s wallet or vice versa